Cash-pay primary care in Temple Terrace, FL
Lavena Health is a physician-owned, cash-pay clinic right here in Temple Terrace — a straightforward alternative to the insurance maze.
Primary Care from $59/mo (six months up front) or $75/mo month to month — no insurance, no copays.HSA/FSA accepted for eligible careMonthly payments with Cherry
For a flat monthly membership, you get direct access to a board-certified DO for primary care, wellness, and everyday concerns, with same-day and telehealth visits when you need them. No insurance, no copays, no surprise bills.
Serving Temple Terrace, Terrace Park, Del Rio, and the University area — just minutes from our Temple Terrace clinic.
Why Temple Terrace patients choose Lavena Health
Temple Terrace residents choose direct primary care with us because the relationship is simple and transparent: you know the price up front, you get more time with your physician, and care isn't dictated by an insurer. It's a modern fit for families, self-employed professionals, and anyone tired of rushed, insurance-driven visits.
I had an incredible experience with the team at Lavena Health. The office was spotless, the staff was extremely professional, and they were so caring and supportive throughout my entire process. I truly felt heard and guided.
Amazing place! Dr. Saleh is a very patient and kind doctor. They really do help you achieve your goals, and it's honestly a very nice environment.
What direct primary care changes about a visit
Insurance decides how long a visit lasts and what a physician is allowed to consider. Removing it lets a consult take the time it takes, lets diagnostics be ordered when the treatment calls for them rather than when a plan permits them, and lets the price be a number you can read before you commit.
In practice that means longer appointments, direct access to your own physician, and no surprise bill arriving three weeks later because a code was denied.
Primary Care pricing, published
Basic care is $59 per month and Full care $99 per month, each with 6 months paid up front. Couple plans are $150 per month for two adults, and family plans $150 per month plus $25 per child, both Full care with 6 months paid up front. Self-pay only.
If paying up front is not right for you, individuals can go month to month: $75 for Basic care or $125 for Full care. Payment plans are available through Cherry. Full care members get discounts on labs and imaging, always quoted first.
Your neighborhood clinic, literally
We are in Temple Terrace — 5340 E 131st Ave, Suite 106, ground floor, free parking at the door, minutes from Terrace Park, Del Rio and the USF area. Not a satellite office of somewhere else.
The practice is owned by Dr. Adeeb Saleh, DO and Dr. Ahmed Karim, MD, who see patients themselves. Full directions and hours are on the Temple Terrace clinic page.
Paying with HSA or FSA
We do not bill insurance, but you can pay with an HSA or FSA card, and we give you an itemized receipt for your plan administrator. Whether a particular service is eligible is up to your plan, and memberships are treated differently from individual visits. Your insurance can still cover lab work, because the lab bills it, not us. The details are on insurance, HSA and FSA.
Getting to Lavena Health from Temple Terrace
Our clinic is at 5340 E 131st Ave, Suite 106, Temple Terrace, FL 33617 — minutes from anywhere in Temple Terrace. We're near USF, Temple Terrace Golf & Country Club, Riverhills, Bullard Parkway and the Hillsborough River, serving ZIP codes 33617 and 33637. Get directions →
Lavena Health is Temple Terrace's own physician-owned clinic. For neighbors along Fowler Avenue, 56th Street and Bullard Parkway, that means a real doctor's office — GLP-1, hormones, wellness therapies and primary care — minutes from your door, at transparent monthly pricing with no insurance games.
Temple Terrace primary care — common questions
What is a cash-pay (direct primary care) doctor?
It's primary care without insurance in the middle: you pay a flat monthly membership for direct access to your physician. At Lavena Health, plans start at $59/mo with six months paid up front, or $75/mo month to month, with no copays or surprise bills.
Do I need insurance to be seen?
No. Lavena Health is fully cash-pay. Many members keep a high-deductible or catastrophic plan for emergencies while using our membership for everyday care.
What does the primary care membership include?
Direct access to a board-certified DO for routine and preventive care, wellness visits, and common concerns — with same-day visits at the clinic and telehealth in 40+ states. Full care members get 20% off other treatment services and discounts on labs and imaging.
Where are you located in Temple Terrace?
We're at 5340 E 131st Ave, Suite 106, Temple Terrace, FL 33617 — convenient to Terrace Park, Del Rio, and the USF/University area.
What does the membership actually include?
It depends on the plan. Basic care covers messaging-based medication refills (no controlled medications), work notes and basic medical concerns. Full care adds one in-office or video visit a month, 20% off other treatment services, ongoing monitoring and messaging with your clinicians, and discounts on labs and imaging.
How much is it for a couple or a family?
Couple plans are $150 per month for two adults, and family plans are $150 per month plus $25 per child. Both are Full care with a 6-month commitment paid up front; there is no month-to-month option for couples or families. An individual is $99 per month for Full care or $59 for Basic.
Can I go month to month?
Yes, as an individual. Basic care is $75 a month and Full care $125 a month month to month, with no up-front payment. Payment plans are also available through Cherry.
Can I keep my insurance and still be a member?
Yes, and many members do. It is common to keep a high-deductible or catastrophic plan for hospital care and emergencies while using the membership for everyday primary care. We do not bill your insurance either way.
How quickly can I be seen?
Same-day and next-day appointments are usually available at the clinic, and Full care includes a video visit each month. Call (813) 805-8917 to check today's availability.
More for Temple Terrace residents
Ready to start?
Book online in under a minute, or call (813) 805-8917. Same-day and telehealth visits are usually available for Temple Terrace residents.
Medically reviewed by Dr. Adeeb Saleh, DO · Last reviewed July 6, 2026